Welcome to Easy Capital Loans (“us,” “we,” or “our”). This Privacy Policy explains how we collect, use, process, disclose, and protect your personal information, and outlines the rights and choices you have regarding your data.

By using our services, you agree to the terms of this Privacy Policy. Please review it carefully.

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Information We Collect

1. Information You Provide to Us

• Personal Information: Name, contact information (phone number, email, postal address), business bank statements, and other identifiers.

• Loan Applications: Social Security number, income details, employment information, and credit history.

• Customer Support: Any correspondence with our team, which may include personal information.

2. Information We Collect Automatically

• Usage Data: IP address, device details, and cookies that may uniquely identify your browser or account.

• Transaction Data: Records of financial transactions conducted through our services.

3. Information from Third Parties

• Credit Bureaus: Credit reports and scores.

• Marketing Partners: Demographic and market-segment information.

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How We Use Your Information

We may use your information for the following purposes:

• To Provide Services: Processing applications, managing accounts, and offering customer support.

• Research & Development: Improving our products, services, and customer experience.

• Compliance & Security: Meeting legal obligations, preventing fraud, and ensuring secure transactions.

• Marketing & Communication: Sending newsletters, promotional offers, application updates, and other important notices via email, SMS, or phone calls.

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How We Share Your Information

• With Service Providers: We may share information with trusted third-party vendors who assist with data analysis, payment processing, IT services, customer support, email delivery, and auditing.

• Business Transfers: If we undergo a merger, acquisition, or sale of assets, your personal information may be transferred as part of the transaction.

• Legal Compliance: We may disclose information if required by law, to protect our rights or property, or in urgent cases to safeguard personal safety.

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Mobile Information

• We do not share mobile information with third parties or affiliates for marketing or promotional purposes.

• Text messaging opt-in data and consent will never be shared with third parties.

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Your Rights & Choices

• Access & Correction: You may request access to the personal information we hold about you and ask for corrections, updates, or deletion.

• Opt-Out: You can unsubscribe from promotional communications using the link in each email or by contacting us directly.

• Cookies & Tracking: You may configure your browser to block certain cookies or notify you when cookies are being used.

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Data Security & Retention

We maintain physical, technical, and managerial safeguards to protect your personal information. Data is retained only as long as necessary to fulfill the purposes outlined in this policy or as required by law.

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Policy Updates

We may update this Privacy Policy periodically. Any changes will take effect immediately upon posting to this page. Continued use of our services after updates signifies your agreement to the revised terms.

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Easy Capital Loans values your privacy and appreciates your trust.